CVCheck’s Credit Check provides details of an individual’s personal credit history.* This check is appropriate for provision to prospective landlords, employers (if the job involves significant financial risk) and mortgage insurers. It will assist to establish if a potential tenant, employee or insured is dependable and trustworthy and does not possess a potential motivation to commit fraud to pay personal debts
A CVCheck Credit Check provides you with information which allows you to:
1. Confirm an applicant’s full name and date of birth
2. Identify any known alias names
3. Analyse adverse information on an applicant over the past five (5) years
Payment defaults, Collection actions, Court judgments, Bankruptcy information, Public notices and file notes, View the applicants three (3) last known addresses, View information of an applicant’s previous credit enquiries
This check is especially useful for occupations involved with financial responsibility and people handing cash or stock.
Note: This check is conducted on an individual’s current full name, so if an individual was known by any other names, it is recommended that a New Zealand Credit Check (Previous Name) be conducted on each additional name.
*A personal credit check can only be completed for positions involving significant financial risk.
* All turnaround times are estimated working days and are provided as a guide only. Turnaround times are based on our experience of the time taken for the majority of these checks to be delivered. However, CVCheck is reliant on third parties for supply of information, and in some cases those third parties may take longer to supply that information. Accordingly, CVCheck does not give any time guarantees for any checks or bundle packages. It is CVCheck’s policy and practice to keep you informed as much as possible if there are any unusual delays.