{"id":16881,"date":"2025-02-28T02:12:02","date_gmt":"2025-02-28T02:12:02","guid":{"rendered":"https:\/\/cvcheck.com\/nz\/checks\/credit-default\/"},"modified":"2026-07-01T05:40:08","modified_gmt":"2026-07-01T05:40:08","slug":"credit-default","status":"publish","type":"checks","link":"https:\/\/cvcheck.com\/nz\/checks\/credit-default\/","title":{"rendered":"Australia: Credit Default"},"content":{"rendered":"<p>CVCheck\u2019s Credit Default Check will provide information of an individual who may have problems with their personal finances which can lead to credit defaults. The check will provide details of the defendants\u2019 name, plaintiffs\u2019 name, type of court action, amount and date lodged. This check is especially important for occupations involved with the financial dealings of a company such as finance managers, mortgage brokers, credit providers and accountants. <\/p>\n<p>This check entails a search of the following public court action records from available courts according to the relevant state\/territory laws\/policies:<\/p>\n<p><strong>Western Australia (WA)<\/strong><br \/>\u2022 WA Claims (Summons) from the Local Court<br \/>\u2022 District &amp; Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from Local, District &amp; Supreme Courts<\/p>\n<p><strong>South Australia (SA)<\/strong><br \/>\u2022 Magistrates Court Civil Claims<br \/>\u2022 District &amp; Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from District, Magistrates &amp; Supreme Courts<\/p>\n<p><strong>Tasmania (TAS)<\/strong><br \/>\u2022 Magistrates Court Summons<br \/>\u2022 Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from Magistrates &amp; Supreme Courts<\/p>\n<p><strong>Queensland (QLD)<\/strong><br \/>\u2022 Magistrates Court Orders<br \/>\u2022 District &amp; Supreme Court Writs<br \/>\u2022 Judgments, Judgment Set Asides and Notices of Discontinuances from District, Magistrates &amp; Supreme Courts<\/p>\n<p><strong>Northern Territory (NT)<\/strong><br \/>\u2022 Magistrates Court Orders<br \/>\u2022 Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from Magistrates &amp; Supreme Courts<\/p>\n<p><strong>Victoria (VIC)<\/strong><br \/>\u2022 County &amp; Magistrates Court Orders<br \/>\u2022 District &amp; Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from all courts<\/p>\n<p><strong>New South Wales (NSW)<\/strong><br \/>\u2022 Local Court Statement of Claims<br \/>\u2022 Magistrates Court Judgments<\/p>\n<p><strong>Australian Capital Territory (ACT)<\/strong><br \/>\u2022 Current data protection laws prevent any court actions to be collected from the ACT.<\/p>\n<p><strong>Public court action records are retained for the following lengths of time:<\/strong><br \/>\u2022 Summons, WA Claims, District &amp; Supreme Court Writs, Magistrate &amp; County Court Orders: &nbsp;For the past 3 years<br \/>\u2022 Judgments: &nbsp;For the past 5 years<\/p>\n<p><strong>Note: <\/strong>This check is conducted on an individual\u2019s current full name, so if an individual was known by any other names, it is recommended that a Credit Default (Previous Name) Check be conducted on each additional name.<\/p>\n<p><span style='color: rgb(128, 128, 128); font-size: 8pt;'><sup>*<\/sup>&nbsp; All turnaround times are estimated working days and are provided as a guide only.&nbsp; Turnaround times are based on our experience of the time taken for the majority of these checks to be delivered. However, CVCheck is reliant on third parties for supply of information, and in some cases those third parties may take longer to supply that information.&nbsp; Accordingly, CVCheck does not give any time guarantees for any checks or bundle packages.&nbsp; It is CVCheck&#8217;s policy and practice to keep you informed as much as possible if there are any unusual delays.<\/span><\/p>\n","protected":false},"featured_media":0,"template":"","country":[13],"source-country":[14],"check-category":[15],"class_list":["post-16881","checks","type-checks","status-publish","hentry","country-australia","source-country-australia","check-category-credit-financial-business"],"meta_box":{"check_full_name":"Australia: Credit Default","check_short_name":"Credit Default","check_id":"18","check_description":"CVCheck\u2019s Credit Default Check will provide information of an individual who may have problems with their personal finances which can lead to credit defaults. The check will provide details of the defendants\u2019 name, plaintiffs\u2019 name, type of court action, amount and date lodged. This check is especially important for occupations involved with the financial dealings of a company such as finance managers, mortgage brokers, credit providers and accountants. <br \/><br \/>This check entails a search of the following public court action records from available courts according to the relevant state\/territory laws\/policies:<br \/><br \/><strong>Western Australia (WA)<\/strong><br \/>\u2022 WA Claims (Summons) from the Local Court<br \/>\u2022 District &amp; Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from Local, District &amp; Supreme Courts<br \/><br \/><strong>South Australia (SA)<\/strong><br \/>\u2022 Magistrates Court Civil Claims<br \/>\u2022 District &amp; Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from District, Magistrates &amp; Supreme Courts<br \/><br \/><strong>Tasmania (TAS)<\/strong><br \/>\u2022 Magistrates Court Summons<br \/>\u2022 Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from Magistrates &amp; Supreme Courts<br \/><br \/><strong>Queensland (QLD)<\/strong><br \/>\u2022 Magistrates Court Orders<br \/>\u2022 District &amp; Supreme Court Writs<br \/>\u2022 Judgments, Judgment Set Asides and Notices of Discontinuances from District, Magistrates &amp; Supreme Courts<br \/><br \/><strong>Northern Territory (NT)<\/strong><br \/>\u2022 Magistrates Court Orders<br \/>\u2022 Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from Magistrates &amp; Supreme Courts<br \/><br \/><strong>Victoria (VIC)<\/strong><br \/>\u2022 County &amp; Magistrates Court Orders<br \/>\u2022 District &amp; Supreme Court Writs<br \/>\u2022 Judgments and Notices of Discontinuances from all courts<br \/><br \/><strong>New South Wales (NSW)<\/strong><br \/>\u2022 Local Court Statement of Claims<br \/>\u2022 Magistrates Court Judgments<br \/><br \/><strong>Australian Capital Territory (ACT)<\/strong><br \/>\u2022 Current data protection laws prevent any court actions to be collected from the ACT.<br \/><br \/><strong>Public court action records are retained for the following lengths of time:<\/strong><br \/>\u2022 Summons, WA Claims, District &amp; Supreme Court Writs, Magistrate &amp; County Court Orders: &nbsp;For the past 3 years<br \/>\u2022 Judgments: &nbsp;For the past 5 years<br \/><br \/><strong>Note: <\/strong>This check is conducted on an individual\u2019s current full name, so if an individual was known by any other names, it is recommended that a Credit Default (Previous Name) Check be conducted on each additional name.<br \/><br \/> <p><span style='color: rgb(128, 128, 128); font-size: 8pt;'><sup>*<\/sup>&nbsp; All turnaround times are estimated working days and are provided as a guide only.&nbsp; Turnaround times are based on our experience of the time taken for the majority of these checks to be delivered. However, CVCheck is reliant on third parties for supply of information, and in some cases those third parties may take longer to supply that information.&nbsp; Accordingly, CVCheck does not give any time guarantees for any checks or bundle packages.&nbsp; It is CVCheck's policy and practice to keep you informed as much as possible if there are any unusual delays.<\/span><\/p>","check_price_ex_tax":"60.00","check_price_inc_tax":"69.00","check_delivery_time":"1 day","check_sample_doc_url":"https:\/\/ww4.cvcheck.com\/SampleCheckDocument\/18"},"_links":{"self":[{"href":"https:\/\/cvcheck.com\/nz\/wp-json\/wp\/v2\/checks\/16881","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cvcheck.com\/nz\/wp-json\/wp\/v2\/checks"}],"about":[{"href":"https:\/\/cvcheck.com\/nz\/wp-json\/wp\/v2\/types\/checks"}],"wp:attachment":[{"href":"https:\/\/cvcheck.com\/nz\/wp-json\/wp\/v2\/media?parent=16881"}],"wp:term":[{"taxonomy":"country","embeddable":true,"href":"https:\/\/cvcheck.com\/nz\/wp-json\/wp\/v2\/country?post=16881"},{"taxonomy":"source-country","embeddable":true,"href":"https:\/\/cvcheck.com\/nz\/wp-json\/wp\/v2\/source-country?post=16881"},{"taxonomy":"check-category","embeddable":true,"href":"https:\/\/cvcheck.com\/nz\/wp-json\/wp\/v2\/check-category?post=16881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}